/* =============================================================================================
	TOOLS FORMS
============================================================================================= */

/* ------------------------------------------------------------------------ Affordability Calculator, Incentives Checker. and Standard Form Element Styles */

.input-section {
	box-shadow: var(--bs-blue-lt);
	margin: 0 .5rem 3rem 0;
	border:  2px solid var(--black);
	background-color: var(--orange-lt);
	border-radius: var(--br-lg);
	padding: var(--card-p-lg);
}

.section-title {
   	font-family: var(--font-family-heading);
	font-weight: var(--fw-700);	
	line-height: var(--lh-11);
	color: var(--blue-md);
	font-size: clamp(1.5rem, 1.3725rem + 0.5229vw, 1.875rem);
	margin-bottom: 1rem;
}



.input-grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: 0;
	margin-bottom: 1.5rem;
}

.input-group,
.field {
    margin-bottom: 1.5rem;
    position: relative;
    display: block;
    width: 100%;
}

.input-group:last-child,
.field:last-child {
	 margin-bottom: 0;
}

.field-label {
  margin-bottom: 0;
}

.input-group label,
.input-card .eyebrow,
.input-card label,
.field-label label {
    display: block;
    font-size: 1rem;
    margin-left: .25rem ;
    margin-bottom: .5rem;
}

.field-label:has(.field-hint) label {
  margin-bottom: 0;
}

.field-label .field-hint {
    margin: 0 .25rem .5rem 0;
    display: block;
}

.input-group .helper-text,
.input-group .help,
.input-card .input-note,
.field-hint,
.field-help {
	font-size: .875rem;
	margin-top: .5rem;
	margin-left: .25rem !important;
}

.input-wrapper,
.price-wrapper,
.input-wrap {
    position: relative;
    display: flex;
    align-items: center;
}

.input-prefix,
.input-wrapper .prefix,
.price-wrapper .dollar,
.prefix {
    position: absolute;
    left: 1rem;
    color: var(--black);
    font-weight: var(--500);
}

.input-suffix,
.input-wrapper .suffix,
.suffix {
    position: absolute;
    right: 1rem;
    color: var(--black);
    font-weight: var(--500);
}

.input-wrapper input.has-prefix { padding-left: 2rem; }

.input-wrapper input.has-suffix { padding-right: 2rem; }

.section--calculator select,
.section--calculator input {
	border-radius: var(--br-pill) !important;
	border: 2px solid var(--black);
	padding: .75rem 1rem;
	color: var(--black);
	font-size: 1rem;
	padding-left: 2rem;
    padding-right: 4rem;
    display: block;
    width: 100%;
}

.section--calculator select {
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    background: var(--white) url(../images/arrow-grey-tools-dropdown.svg) no-repeat right 1rem center;
	background-size: .75rem;
    transition: border-color .15s ease-in-out, box-shadow .15s ease-in-out;
}

.section--calculator select:focus,
.section--calculator input:focus {
    color: var(--black);
    border-color: var(--blue-lt);
    outline: 0;
    box-shadow: 0 0 0 0.125rem rgb(0 0 0 / 25%);
}

.checkbox-group {
    display: flex;
    align-items: flex-start;
    cursor: pointer;
    margin-bottom: 1.5rem;
}

.checkbox-group:last-child {
    margin-bottom: 0;
}

.checkbox-group input[type="checkbox"] {
    width: 1.25rem;
    height: 1.25rem;
    margin-right: .5rem;
    margin-top: 2px;
    cursor: pointer;
    flex-shrink: 0;
    background-color: var(--pink);
    border-color: var(--pink);
   	accent-color: var(--pink);
}

.checkbox-group label small {
    display: block;
    margin-top: 4px;
}


.calculate-btn {
    margin: 4rem 0 .5rem 0; 
	cursor: pointer;
	font-weight: 700;
	box-shadow: none;
	font-size: 1.25rem;
    line-height: var(--lh-13);
	padding: 1.25rem 2rem;
	color: var(--blue-dk);
	background-color: var(--pink);
	border-color: var(--pink);
	border-radius: var(--br-pill);
	border: 0;
	transition: var(--standard-transition);
	display: block;
	margin-inline: auto;
  	width: fit-content;   
}

.calculate-btn:hover {
    color: var(--blue-dk);
	background-color: var(--pink);
	border-color: var(--pink);
	filter: brightness(110%);
	box-shadow: var(--bs-btn-pink);
}

.form-section .calculate-btn {
	margin: 3rem auto 1.5rem auto; 
}

.results-section,
.results,
.results-wrap {
    display: none;
}

.results-section,
.results {
    box-shadow: var(--bs-blue-lt);
	margin: var(--section-p) .5rem 1rem 0;
	border:  2px solid var(--black);
	background-color: var(--orange-lt);
	border-radius: var(--br-lg);
	padding: var(--card-p-lg);
}

.results-section.show,
.results.show,
.results-wrap.show {
    display: block;
    animation: slideIn 0.5s ease;
}

@keyframes slideIn {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.results-header {
	text-align: center;
}


.main-result {
	margin: 0 0 1.5rem 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	padding: var(--card-p-md);
	color: var(--white);
	text-align: center;
	background-color: var(--blue-md);
}

.main-result .label {
	font-size: 1.25rem;
	font-family: var(--font-family-heading);
	font-weight: var(--fw-700);
	line-height: var(--lh-13);
	margin-bottom: 1rem;
}

.main-result .amount {		
	font-weight: var(--fw-700);	
	line-height: var(--lh-11);
	font-family: var(--font-family);
	font-size: clamp(2rem, 1.7451rem + 1.0458vw, 2.75rem);
	margin-bottom: 1rem;
}

.main-result .subtitle {
	margin-bottom: 0;
	font-size: 1rem;
}

.results-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1.5rem;
    margin-bottom: 3rem;
}

.result-card {
	margin: 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	color: var(--black);
	background-color: var(--white);
	padding: var(--card-p-sm);
}

.result-card .label {
    margin-bottom: .5rem;
	font-size: 1rem;
	line-height: var(--lh-13);
}

.result-card .value {
    font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
    margin-bottom: 0 !important;
}

.breakdown-section {
    border-radius: var(--br-md); 
	margin: 0 0 1.5rem 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	padding: var(--card-p-md);
	color: var(--black);
	background-color: var(--white);
}

.breakdown-list {
    background-color: var(--white);
}

.breakdown-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 2px solid var(--blue-lt);
    padding: 1.125rem 0;
    font-size: 1rem;
    font-weight: var(--fw-500);
    line-height: var(--lh-13);
}

.section--calculator--mortgage-calculator .breakdown-item {
    padding: 1.125rem var(--card-p-md);
}

.breakdown-item::nth-last-child(2) {
    border-bottom: none;
}

.breakdown-item.total {
    padding-top: 1rem;
    border-top: 3px solid var(--black);
    border-bottom: none;
}

.breakdown-item.total .label {
    font-weight: var(--fw-700);
}

.breakdown-item.total .value {
    font-weight: var(--fw-700);
}

.disclaimer {
	margin: 3rem 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	padding: var(--card-p-md);
	color: var(--black);
	background-color: var(--white);
	font-size: 1rem;
}

.disclaimer p {
    font-size: 1rem;
    margin-bottom: .5rem !important;
}

.cta-section {
    background-color: var(--white);
	margin: 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	padding: var(--card-p-md);
	color: var(--black);
	background-color: var(--white);
	text-align: center;
}

.cta-section h3 {
    margin-top: 0 !important;
    margin-top: 2rem !important;
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
    margin-bottom: 1rem;
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
}

.cta-btn {
    display: inline-block;
    text-decoration: none;
    color: var(--blue-dk);
    transition: var(--standard-transition);
    background-color: var(--pink);
    border-color: var(--pink);
    border-radius: var(--br-pill);
    margin: 1rem 0 .5rem 0;
    padding: .875rem 1.5rem;
    cursor: pointer;
    font-weight: 700;
    box-shadow: none;
    line-height: var(--lh-13);
}

.cta-btn:hover {
    color: var(--blue-dk);
    background-color: var(--pink);
    border-color: var(--pink);
    filter: brightness(110%);
    box-shadow: var(--bs-btn-pink);
}

input::placeholder {
	color: var(--grey-md) !important;
	opacity: 1;
}


@media (min-width: 992px) {	
    .results-grid {
        grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    }

    .input-grid {
		grid-template-columns: 1fr 1fr;
        gap: 1.5rem;
	}

    .input-grid .input-group,
    .input-grid .field {
        margin-bottom: 0;
    }

	.input-grid.single { grid-template-columns: 1fr; }

    .input-grid.three {
		grid-template-columns: 1fr 1fr 1fr;
	}

	.calculate-btn {
		font-size: 1.5rem;
		padding: 1.5rem 3rem;
	}

    .field-label {
      display: flex;
      justify-content: space-between;
      align-items: baseline;
    }

    .field-label label {
      margin-bottom: .5rem;
    }
}

@media (min-width: 1400px) {
    .input-group label,
	.input-card .eyebrow,
    .section--calculator select,
	.section--calculator input,
    .field-label label {
        font-size: 1.25rem;
    }

    .input-group .helper-text,
    .input-card .input-note,
    .field-help {
		font-size: 1rem;   
	}	

    .disclaimer,
    .disclaimer p {
        font-size: 1.125rem;
    }


	.calculate-btn {
		font-size: 1.75rem;
		padding: 1.75rem 4rem;
	}

	.main-result .label {
		font-size: 1.5rem;
	}

	.main-result .subtitle {
		font-size: 1.25rem;
	}

	.cta-btn {
		padding: 1.125rem 2rem;
		font-size: 1.25rem;
	}

    .tab {
    	font-size: 1.25rem;  
    }    
}





/* ------------------------------------------------------------------------ Incentives Checker Specific Styles */

.total-savings {
    border-radius: var(--br-md); 
	margin: 0 0 3rem 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	padding: var(--card-p-md);
	color: var(--white);
	text-align: center;
	background-color: var(--green);
}

.total-savings .label {
	font-size: 1.25rem;
	font-family: var(--font-family-heading);
	font-weight: var(--fw-700);
	line-height: var(--lh-13);
	margin-bottom: 1rem;
}

.total-savings .amount {		
	font-weight: var(--fw-700);	
	margin-bottom: 1.5rem;	
	line-height: var(--lh-11);
	font-family: var(--font-family);
	font-size: clamp(2rem, 1.7451rem + 1.0458vw, 2.75rem);
	margin-bottom: 1rem;
}

.total-savings .subtitle {
	margin-bottom: 0;
	font-size: 1rem;
}

.total-savings + h3[style] {
	color: var(--blue-md) !important;
}

.comparison-cards {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1.5rem;
    margin-bottom: 3rem;
}

.comparison-card {
	margin: 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	color: var(--black);
	background-color: var(--white);
	padding: var(--card-p-sm);
	position: relative;
}

.comparison-card.new-program {
    border: 3px solid var(--yellow);
}

.card-badge {
    position: absolute;
    top: -1rem;
    right: 1.5rem;
    background: var(--yellow);
    color: var(--blue-dk);
    padding: .25rem .75rem;
    border-radius: var(--br-pill);
    font-weight: var(--fw-700);
    text-transform: uppercase;
    font-size: .875rem;
}

.comparison-card h4 {
    margin: 0 0 .5rem 0 !important;
	font-size: 1rem;
	line-height: var(--lh-13);
	font-family: var(--font-family);
    font-weight: var(--fw-400);
    color: var(--black);
}

.comparison-card .amount {
    font-weight: var(--fw-700);
    margin-bottom: .5rem;
    line-height: var(--lh-11);
    color: var(--blue-md);
    font-family: var(--font-family);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
}

.comparison-card .description {
    font-size: 1rem;
}

.incentives-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1.5rem;
    margin-bottom: 3rem;
}

.incentive-card {
    background: var(--white);
    padding: var(--card-p-sm);
	border-radius: var(--br-sm);
    border: 3px solid var(--blue-lt);
}

.incentive-card.eligible {
    border-color: var(--green);
}

.incentive-card.not-eligible {
    opacity: 0.75;
    border-color: var(--red);
}

.incentive-card.new-program-card {
    border-color: var(--yellow);
}

.incentive-card .card-header {
    padding: 0;
    margin-bottom: 1rem;
    border: 0;
    background-color: transparent;
}

.incentive-card .card-title {
    font-size: 1.25rem;
    line-height: var(--lh-13);
    font-weight: var(--fw-500);
    flex: 1;
    margin-bottom: .5rem;
    color: var(--black);
}

.incentive-card .badge {
    padding: .25rem .75rem;
    border-radius: var(--br-pill);
    font-weight: var(--fw-700);
    text-transform: uppercase;
    font-size: .875rem;
}

.badge.eligible {
    background: var(--green-lt);
    color: var(--blue-dk);
}

.badge.not-eligible {
    background: var(--red-lt);
    color: var(--blue-dk);
}

.badge.new-program {
    background: var(--yellow);
    color: var(--blue-dk);
}

.incentive-card .amount {
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.25rem);
	margin-bottom: 1rem;
	font-weight: var(--fw-700);
	line-height: var(--lh-11);
	font-family: var(--font-family);
	color: var(--green);
}

.incentive-card.not-eligible .amount {
    color: var(--grey-md);
}

.incentive-card .description {
    font-size: .875rem !important;
    line-height: var(--lh-13) !important;
}


.summary-section {
    margin: 0 0 3rem 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    color: var(--black);
    background-color: var(--white);
}

.summary-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(222px, 1fr));
    gap: 1.5rem;
}

.summary-card {
    background: var(--orange-lt);
    padding: var(--card-p-sm);
	border-radius: var(--br-sm);
}

.summary-card .label {
    margin-bottom: .5rem;
    font-size: 1rem;
    line-height: var(--lh-13);
}

.summary-card .value {
    font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
    margin-bottom: 0 !important;
}

.info-box {
    margin: 0 0 3rem 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    color: var(--black);
    background-color: var(--white);
    font-size: 1rem;
}

.info-box.warning {
    border: 3px solid var(--red);
}

.info-box p,
.info-box li {
    font-size: 1rem;
}


@media (min-width: 768px) { 
    .incentive-card .card-header {
        display: flex;
        justify-content: space-between;
        align-items: flex-start;
    }

    .incentive-card .card-title {
        margin-bottom: 0;
    }

    .summary-grid {
        grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    }
}

@media (min-width: 992px) {	
    .results-grid {
        grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    }

    .comparison-cards {
	    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
	}

	.incentives-grid {
	    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
	}

    .summary-grid {
        grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    }
}

@media (min-width: 1400px) {
    .info-box,
    .info-box p,
    .info-box li {
        font-size: 1.125rem;
    }
  
}





/* ------------------------------------------------------------------------ Closing Costs Calculator */

.section--calculator--closing-costs .card {
	padding: var(--card-p-md);
	margin-bottom: 3rem;
	box-shadow: var(--bs-blue-lt);
    background-color: var(--orange-lt);
}

/* TABS */
  .tabs {
    display: flex;
    background: var(--orange-50);
    padding: .5rem;
    border: 2px solid var(--black);
    border-radius: var(--br-xs);
    gap: .25rem;
    flex-direction: column;
  }

  .section--calculator--mortgage-calculator .tabs[style] {
    margin-bottom: 1.5rem !important;
  }

  .tab {
    flex: 1;
    padding: .5rem 1rem;
    text-align: center;
    background: transparent;
    border: 2px solid transparent;
    font-family: inherit;
    font-size: 1.125rem;
    font-weight: var(--fw-500);
    cursor: pointer;
    border-radius: .75rem;
    transition: all 0.2s ease;
  }
  .tab:hover {
  	border: 2px solid var(--white);
  }

  .tab.active {
    background: var(--white);
    font-weight: var(--fw-700);
  }
  .tab small {
    display: block;
    font-size: 1rem;
    font-weight: var(--fw-400);
  }


  /* FORM */
  .section-label {
    margin-top: 2rem !important;
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
    margin-bottom: 1rem;
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
  }


.results-hero {
    border-radius: var(--br-md); 
	margin: 0 0 1.5rem 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	padding: var(--card-p-md);
	color: var(--white);
	text-align: center;
	background-color: var(--blue-md);
}

.results-hero .label {
	font-size: 1.25rem;
	font-family: var(--font-family-heading);
	font-weight: var(--fw-700);
	line-height: var(--lh-13);
	margin-bottom: 1rem;
}

 .results-hero .total {		
	font-family: var(--font-family-heading);
	font-weight: var(--fw-700);	
	line-height: var(--lh-11);
	font-family: var(--font-family);
	font-size: clamp(2rem, 1.7451rem + 1.0458vw, 2.75rem);
	margin-bottom: 1rem;
}

.results-hero .subtotal {
	margin-bottom: 0;
	font-size: 1rem;
}


.section--calculator--closing-costs .summary-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1.5rem;
    margin-bottom: 3rem;
}

.summary-item {
	margin: 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	color: var(--black);
	background-color: var(--white);
	padding: var(--card-p-sm);
	position: relative;
}

.summary-item .si-label {
    margin: 0 0 .5rem 0 !important;
	font-size: 1rem;
	line-height: var(--lh-13);
	font-family: var(--font-family);
    font-weight: var(--fw-400);
    color: var(--black);
}

.summary-item .si-value {
    font-family: var(--font-family);
    font-weight: var(--fw-700);
    margin-bottom: .5rem;
    line-height: var(--lh-11);
    color: var(--blue-md);
    font-family: var(--font-family);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
}

.important-notes {
    margin: 0 0 3rem 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    color: var(--black);
    background-color: var(--white);
}

.important-notes strong {
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    margin-bottom: 1.5rem;
    line-height: var(--lh-11);
    color: var(--blue-md);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
    margin-bottom: 1rem;
}

.important-notes ul {
	margin-top: .5rem;
}

.important-notes li {
    font-size: 1rem;
}

.email-gate {
    margin: 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    color: var(--black);
    background-color: var(--white);
}

.gate-eyebrow {
    display: inline-flex;
    align-items: center;
    font-size: 1rem;
    font-weight: var(--fw-700);
    text-transform: uppercase;
}

  .gate-features {
    display: flex;
    flex-wrap: wrap;
    gap: .5rem;
    margin-bottom: 1.5rem;
  }

  .gate-feature {
    font-size: 1rem;
    background: var(--blue-lt-20);
    padding: .5rem 1rem;
    border-radius: var(--br-pill);
    font-weight: var(--500);
    display: inline-flex;
    align-items: center;
    gap: .5rem;
  }

  .gate-feature::before {
    content: '✓';
    color: var(--green);
    font-weight: 700;
  }

  .gate-form {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-bottom: 12px;
    place-items: center;
  }

.gate-submit {
    display: inline-block;
    text-decoration: none;
    color: var(--blue-dk);
    transition: var(--standard-transition);
    background-color: var(--pink);
    border-color: var(--pink);
    border: 0;
    border-radius: var(--br-pill);
    margin: 2rem 0 .5rem 0;
    padding: .875rem 1.5rem;
    cursor: pointer;
    font-weight: 700;
    box-shadow: none;
    line-height: var(--lh-13);
    grid-column: 1 / -1;
}

.gate-submit:hover {
    color: var(--blue-dk);
    background-color: var(--pink);
    border-color: var(--pink);
    filter: brightness(110%);
    box-shadow: var(--bs-btn-pink);
}

  .privacy-note {
    font-size: 1rem;
    text-align: center;
    margin-top: .5rem;
  }


  /* SUCCESS STATE */
  .success-state {
    display: none;
    text-align: center;
    padding: 4rem 2rem 2rem 2rem;
  }

  .success-state.show { display: block; }

  .success-icon {
    width: 4rem; 
    height: 4rem;
    background: var(--pink);
    border-radius: var(--br-50);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1rem;
    font-size: 2rem;
  }
 

  /* DETAILED BREAKDOWN (post-gate) */
  .detailed-breakdown {
    display: none;
    border-top: 2px solid var(--white);
    margin: 4rem 0 0 0;
  }

  .detailed-breakdown.show { display: block; }

  .breakdown-card {
    margin: 0 0 3rem 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    color: var(--black);
    background-color: var(--white);
}

.breakdown-card h4 {
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    margin-bottom: 1.5rem;
    line-height: var(--lh-11);
    color: var(--blue-md);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
    margin-bottom: 1rem;
}

.breakdown-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    border-bottom: 2px solid var(--blue-lt);
    padding: 1.125rem 0;
    font-size: 1rem;
    font-weight: var(--fw-500);
}


.breakdown-row::last-child {
    border-bottom: none;
}

.breakdown-row.total {
    padding-top: 1rem;
    border-top: 3px solid var(--black);
    border-bottom: none;
    font-weight: var(--fw-700);
}

.breakdown-label .name,
.breakdown-value {
    font-weight: var(--fw-700);
    font-size: 1rem;
    display: flex;
    align-items: center;
    gap: .5rem;
 }


  /* DISCLAIMERS BLOCK */

  .disclaimers-block {
    margin: 0 0 3rem 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    color: var(--black);
    background-color: var(--white);
}

.disclaimers-block h4 {
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    margin-bottom: 1.5rem;
    line-height: var(--lh-11);
    color: var(--blue-md);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
    margin-bottom: 1rem;
}

  .disclaimer-item {
    display: flex;
    gap: 1rem;
    margin-bottom: 1rem;
    font-size: 1rem;
    line-height: var(--lh-16);
  }

  .disclaimer-item:last-child { margin-bottom: 0; }

  .disclaimer-item .icon {
    flex-shrink: 0;
    width: 20px; 
    height: 20px;
    background: var(--blue-lt);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    font-weight: 700;
    margin-top: .375rem;
  }


/* CTA at end */
  .final-cta {
    margin: 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    color: var(--black);
    background-color: var(--white);
    text-align: center;
  }

  .final-cta h3 {
    text-align: center;
  }



/* CONDITIONAL VISIBILITY */
  .new-build-only { display: none; }
  body.new-build .new-build-only { display: block; }
  body.new-build .resale-only { display: none; }
  .condo-only { display: none; }
  body.condo .condo-only { display: block; }

@media (max-width: 991px) { 
  .gate-form input { grid-column: 1 / -1; }
}

@media (min-width: 992px) {	
	.section--calculator--closing-costs  .summary-grid {
	    display: grid;
	    grid-template-columns: repeat(2, 1fr);

	}

	.results-hero .label {
		font-size: 1.5rem;
	}

	.results-hero .subtotal {
        font-size: 1.25rem;
    }

    .tabs {
        flex-direction: row;
    }
}

@media (min-width: 1400px) {
    .gate-submit {
        padding: 1.125rem 2rem;
        font-size: 1.25rem;
    }

    .important-notes li,
    .disclaimer-item {
        font-size: 1.125rem;
    }
}





/* ------------------------------------------------------------------------ HST Calculaltor */

 .hero-badge { 
    font-size: 1rem;
    background: var(--blue-lt-20);
    padding: .5rem 1rem;
    border-radius: var(--br-pill);
    font-weight: var(--fw-700);
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    margin-bottom: 3rem;
}

.input-card {
	box-shadow: var(--bs-blue-lt);
	margin-bottom: 5rem;
	border:  2px solid var(--black);
	background-color: var(--orange-lt);
	border-radius: var(--br-md);
	padding: var(--card-p-md);
}


/* REBATE TIER INDICATOR */
  .tier-bar {
    margin-top: 2rem;
    background: var(--white);
    border: 2px solid var(--black);
    border-radius: var(--br-xs);
    padding: 1rem;
    display: inline-flex;
    align-items: center;
    gap: 0;
    font-size: 1rem;
    flex-direction: column;
    width: 100%;
  }

  .tier-dot {
    width: .5rem; 
    height: .5rem;
    border-radius: var(--br-50);
    flex-shrink: 0;
    margin-bottom: .5rem;
  }

  .tier-dot.full { background: var(--green); }
  .tier-dot.flat { background: var(--blue-md); }
  .tier-dot.phase { background: var(--orange); }
  .tier-dot.old  { background: var(--grey-md); }

  /* SAVINGS BANNER — NOW FIRST */

  .savings {
    border-radius: var(--br-md); 
	margin: 0 0 3rem 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	padding: var(--card-p-md);
	color: var(--white);
	background-color: var(--blue-md);
    box-shadow: var(--bs-orange-lt);
}

.sav-left {
	width: 100%;
}

.sav-left .sav-eye {
	font-size: 1.25rem;
	font-family: var(--font-family-heading);
	font-weight: var(--fw-700);
	line-height: var(--lh-13);
	margin-bottom: 1rem;
}

 .sav-left .sav-num {		
	font-family: var(--font-family-heading);
	font-weight: var(--fw-700);	
	margin-bottom: 1.5rem;	
	line-height: var(--lh-11);
	font-family: var(--font-family);
	font-size: clamp(2rem, 1.7451rem + 1.0458vw, 2.75rem);
	margin-bottom: 1rem;
}

.sav-left .sav-sub {
	margin-bottom: 0;
	font-size: 1rem;
}

  .sav-right { 
  	background-color: rgba(143, 160, 216, .2);
  	padding: 1rem;
  	border-radius: var(--br-xs);
  	width: 12rem;
    margin: 1.5rem 0 .5rem 0;
  }

  .sav-right .pct-eye { 
  	font-size: 1rem;    
  	margin-bottom: .5rem;
  }

  .sav-right .pct-num { 
  	font-family: var(--font-family);
    font-weight: var(--fw-700);
    margin-bottom: .5rem;
    line-height: var(--lh-11);
    color: var(--white);
    font-family: var(--font-family);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
  }
  .sav-right .pct-sub { 
	  font-size: .875rem; 
	}

  /* SIDE BY SIDE */
  .section--calculator--hst-calculator .compare-wrap {
    display: grid;
    grid-template-columns:1fr;
    gap: 1rem; 
    margin-bottom: 1.5rem; 
    align-items: stretch;
  }

  .vs-col {
    display: flex; 
    flex-direction: column;
    align-items: center; 
    justify-content: center;
  }

  .vs-line { 
  	flex:1; 
  	width:1px; 
  	background: var(--blue-lt); 
  }

  .vs-badge {
    width: 3rem; 
    height: 3rem;
    background: var(--pink);
    border-radius: var(--br-50);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto;
    font-size: 1rem;
    font-weight: var(--fw-700)
  }


  /* PROPERTY CARDS */
  .prop {
    margin: 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    color: var(--black);
    background-color: var(--white);
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
  }
  .prop-head {
    padding: var(--card-p-sm);
    color: var(--blue-dk);
    display: flex;
    align-items: center;
    justify-content: space-between;
  }
  .prop.resale .prop-head { background: var(--blue-lt-50); }
  .prop.precon .prop-head { 
  	background: var(--orange-lt);
  }

  .prop-head-left .type { 
  	font-size: 1rem;
  }

  .prop-head-left .title {     
  	font-weight: var(--fw-700);
    line-height: var(--lh-11);
    font-family: var(--font-family-heading);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
  }
  .prop-icon {
    width: 3rem; 
    height: 3rem; 
    border-radius: var(--br-50);
    background-color: rgba(255, 255, 255, .2);
    display: flex; 
    align-items: center; 
    justify-content: center; 
    font-size: 1rem;
  }

  /* RESALE — simplified body */
  .resale-body {
    padding: 2rem;
    flex: 1;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
  }
  .resale-note {
    margin-bottom: 1.5rem;
    font-size: 1rem;
  }

  /* PRECON body */
  .prop-body { 
  	padding: 2rem; 
  	flex:1; 
  }

.prop.precon .prop-body { 
  	padding-top:1rem;
  }

  .compare-wrap .row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: nowrap;
    border-bottom: 2px solid var(--blue-lt);
    padding: 1.125rem 0;
    font-size: 1rem;
    font-weight: var(--fw-500);
    margin-right:0;
    margin-left: 0;
  }

  .compare-wrap .row:last-of-type { border-bottom: none; }

  .compare-wrap .row .lbl,
  .compare-wrap .row .val {
  	flex-shrink: 1;
  }

  .compare-wrap .row .lbl {
  	padding-left:0;
    line-height: var(--lh-13);
  }

  .compare-wrap .row .val { 
  	font-weight: var(--fw-700);
  	padding-right:0;
  	display: flex;
  	justify-content: end;
    width: 14rem;
  }
  .compare-wrap .row .val.neg { color: var(--red); }
  .compare-wrap .row .val.pos { color: var(--green); }
  .compare-wrap .row .val.muted { color: var(--grey-md); }

  .prop-total {
    margin: 2rem 0 0; 
    padding: 1rem; 
    border-radius: .5rem;
    display: flex; 
    justify-content: space-between; 
    align-items: center;
    color: var(--white);
  }
  .prop.resale .prop-total { 
  	background: var(--blue-md);
  }
  .prop.precon .prop-total { 
  	background: var(--orange);
  	color: var(--blue-dk);
  }

  .prop-total .tot-lbl { 
    font-size: .875rem;
  }
  
  .prop-total .tot-val { 
    font-size: 1.25rem;
    font-weight: var(--fw-700);
  }


  /* MATH STRIP */
  .math-strip {
    background: var(--orange-lt); 
    margin: 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    color: var(--black);
    padding: var(--card-p-sm);
  }

  .math-strip .eye { 
  	font-size: 1rem;
  	font-weight: var(--fw-500);
  	margin-bottom: 1rem;
  }

  .math-steps { 
  	display:flex; 
  	align-items:center; 
  	gap: .5rem; 
  	flex-wrap:wrap; 
  }
  .step {
    flex:1; 
    min-width: 18rem;
    background: var(--white); 
    border-radius: .5rem;
    padding:.75rem; 
    text-align:center; 
  }
  .step .slbl { 
	  font-size: .875rem; 
	}
  .step .sval { 
  	  font-size: 1rem; 
	  font-weight: var(--fw-700);
	  color: var(--blue-md);
	}
  .marrow { 
  	font-size: 1rem; 
    flex-shrink:0; 
  }

  .step.hl { 
  	background: var(--blue-md); 
  }
  .step.hl .slbl { color:var(--white); }
  .step.hl .sval { color:var(--white); }


.cta {
	margin: 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	padding: var(--card-p-md);
	color: var(--black);
	background-color: var(--white);
	text-align: center;
    box-shadow: var(--bs-orange-lt);
}

 .cta .cta-eye {
 	font-size: 1.25rem;
 	font-weight: var(--fw-700);
 }

.cta h3 {
    margin-top: 1rem !important;
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
    margin-bottom: 1rem;
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
}

.cta a {
    display: inline-block;
    text-decoration: none;
    color: var(--blue-dk);
    transition: var(--standard-transition);
    background-color: var(--pink);
    border-color: var(--pink);
    border-radius: var(--br-pill);
    margin: 1rem 0 .5rem 0;
    padding: .875rem 1.5rem;
    cursor: pointer;
    font-weight: 700;
    box-shadow: none;
    line-height: var(--lh-13);
}

.cta a:hover {
    color: var(--blue-dk);
    background-color: var(--pink);
    border-color: var(--pink);
    filter: brightness(110%);
    box-shadow: var(--bs-btn-pink);
}

#over-limit-msg[style] {
	margin: 0 0 3rem 0 !important;
	border: 3px solid var(--red) !important;
	border-radius: var(--br-sm) !important;
	padding: var(--card-p-md) !important;
	color: var(--black) !important;
	background: var(--white) !important;
	box-shadow: none !important
}

#over-limit-msg div:first-child[style] {
	font-size:1rem !important;
	font-weight: var(--fw-700) !important;
	letter-spacing:0 !important;
	text-transform: none !important;
	color: var(--black) !important;
	margin-bottom: .5rem !important;
}

#over-limit-msg div:nth-child(2)[style] {
    font-family: var(--font-family-heading) !important;
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem) !important;
    font-weight: var(--fw-700) !important;
    color: var(--blue-md); !important;
    margin-bottom: 1rem !important;
}

#over-limit-msg div:last-child[style] {
	font-size: 1rem !important;
	color: var(--black) !important;
	line-height: var(--lh-16) !important;
}

@media (min-width: 576px) {
  .tier-dot {
    margin-bottom: 0;
  }

  .tier-bar {
    flex-direction: row;
    gap: .5rem;
  }
}

@media (max-width: 640px) {
    .math-steps {
        flex-direction: column;
        align-items: stretch;
    }

    .marrow {
        text-align: center;
    }
}


@media (min-width: 992px) {
    .section--calculator--hst-calculator .compare-wrap {
    	grid-template-columns: 1fr 60px 1fr;
	}

    .savings {
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 1.5rem;
        flex-wrap: wrap;
    }

    .sav-left {
         width: calc(100% - 12rem - 3rem);
    }

    .sav-right { 
        margin-top: 0;
    }
}

@media (min-width: 1400px) {
	.sav-left .sav-eye,
	.prop-total .tot-val,
	.cta .cta-eye {
		font-size: 1.5rem;
	}

	.sav-left .sav-sub,
	#over-limit-msg div:last-child[style]  {
		font-size: 1.25rem !important;
	}

    .step {
        min-width: 10rem;
    }
}






/* ------------------------------------------------------------------------ Resale vs New Calculator */

.section--calculator--resale-vs-new .input-card {
	margin-bottom: 3rem;
}

.input-card-title {
	font-family: var(--font-family);
    font-weight: var(--fw-700);
    margin-bottom: 1.5rem;
    line-height: var(--lh-11);
    color: var(--blue-md);
    font-size: clamp(1.5rem, 1.3725rem + 0.5229vw, 1.875rem);
    margin-bottom: 1rem;
}

/* PROPOSED HST TOGGLE */
.hst-toggle-card {
    margin: 0 0 3rem 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    color: var(--black);
    background-color: var(--white);
  	display: flex;
  	align-items: flex-start;
  	gap: 1.5rem;
  	margin-bottom: 1rem;
  	position: relative;
}

.hst-toggle-card label { cursor: pointer; }

.hst-toggle-card input[type=checkbox] { 
	width: 1.25rem;
    height: 1.25rem;
    margin-right: .5rem;
    margin-top: 2px;
    cursor: pointer;
    flex-shrink: 0;
    background-color: var(--pink);
    border-color: var(--pink);
   	accent-color: var(--pink);
}

.hst-toggle-text strong { 
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    margin-bottom: 1.5rem;
    line-height: var(--lh-11);
    color: var(--blue-md);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
    margin-bottom: 1rem;
    display: block;
}

.hst-toggle-text span { font-size: 1rem; }

.pending-badge {
    position: absolute;
    top: -1rem;
    right: 1.5rem;
    background: var(--pink);
    color: var(--blue-dk);
    padding: .25rem .75rem;
    border-radius: var(--br-pill);
    font-weight: var(--fw-700);
    text-transform: uppercase;
    font-size: .875rem !important;
    line-height: var(--lh-16);
    font-family: var(--font-family);
}

.calc-btn {
    margin: 4rem 0 .5rem 0; 
	cursor: pointer;
	font-weight: 700;
	box-shadow: none;
	font-size: 1.25rem;
	padding: 1.25rem 2rem;
	color: var(--blue-dk);
	background-color: var(--pink);
	border-color: var(--pink);
	border-radius: var(--br-pill);
	border: 0;
	transition: var(--standard-transition);
	display: block;
	margin-inline: auto;
  	width: fit-content;   
}

.calc-btn:hover {
    color: var(--blue-dk);
	background-color: var(--pink);
	border-color: var(--pink);
	filter: brightness(110%);
	box-shadow: var(--bs-btn-pink);
}

.section--calculator--resale-vs-new .results-wrap {
	padding: 0;
	overflow: hidden;
	margin: var(--section-p) 0 0 0;
}

/* WINNER BANNER */
.winner-banner {
  border-radius: var(--br-md) var(--br-md) 0 0;
  background: var(--blue-md);
  color: var(--white);
  padding: var(--card-p-md);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1.5rem;
  border-bottom: none;
}
.winner-label { 
	font-size: 1rem;
	margin-bottom: .5rem;
}

.winner-name { 
	font-weight: var(--fw-700);
    line-height: var(--lh-11);
    font-family: var(--font-family-heading);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
}

.winner-savings {
  background: var(--orange);
  color: var(--blue-dk);
  padding: .5rem 1rem;
  border-radius: var(--br-pill);
  font-size: 1rem;
  font-weight: var(--fw-700)
}

/* COMPARISON GRID */
.compare-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border-top: none;
  border-radius: 0 0 var(--br-md) var(--br-md);
  overflow: hidden;
  background: var(--white);
  border: 2px solid var(--black);
  margin-bottom: 3rem;
}

.col-header {
  background: var(--orange-lt);
  padding: 1rem 2rem;
}
.col-header.winner-col { 
	background: var(--green-lt); 
}
.col-type { 
	font-size: 1rem;
	margin-bottom: .5rem;
}
.col-price { 
	font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
    margin-bottom: .5rem;
}
.col-sub { font-size: .875rem; }

.col { 
	padding: 0; 
}

.col:last-child { border-right: none; }

.section-head {
  background: var(--blue-dk);
  padding: 1.125rem 1rem;
  font-size: 1rem;
  font-weight: var(--fw-700);
  color: var(--white);
}

.line-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 2px solid var(--blue-lt);
    padding: 1.125rem 1rem;
    font-size: 1rem;
    font-weight: var(--fw-500);
}

.line-item:last-child {
    border-bottom: none;
}


.line-item:last-child { border-bottom: none; }
.line-item .val { 
	font-weight: var(--fw-700); 
}
.line-item .val.green { color: var(--green); }
.line-item .val.red { color: var(--red); }
.line-item .val.muted { color: var(--grey-md); }
.line-item .val.gold { color: var(--orange); }

.tag {
  display: inline-block;
  font-size: .75rem;
  font-weight: var(--fw-700); 
  text-transform: uppercase;
  padding: .125rem .5rem;
  border-radius: .25rem;
  margin-left: .5rem;
  vertical-align: middle;
}
.tag.green { background: var(--green-lt); color: var(--blue-dk); }
.tag.gold { background: var(--orange-lt); color:  var(--blue-dk); }
.tag.muted { background: var(--grey-lt); color: var(--blue-dk); }

.total-row {
  padding: 1.5rem 2rem;
  background: var(--orange-lt);
  border-top: 2px solid var(--orange-lt);
}
.total-row.winner-total { 
	background: var(--green-lt);
	border-top: 2px solid var(--green);
}
.total-lbl { font-size: 1rem; }
.total-num { 
	font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
}

.section--calculator--resale-vs-new .disclaimer strong {
	margin: 0 0 1rem  0;
	font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);    
	font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
    display: block;
}

.section--calculator--resale-vs-new .disclaimer {
	margin-bottom: 0;
}

.section--calculator--resale-vs-new .disclaimer br {
	display: none;
}

.section--calculator--resale-vs-new .disclaimer strong:last-child {
	margin-top: 2rem;
}

/* NET OUT OF POCKET */

.net-wrap {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
}

.net-card {
  	margin: 0;
	border:  2px solid var(--black);
	border-radius: var(--br-sm);
	color: var(--black);
	background-color: var(--white);
	padding: var(--card-p-sm);
}

.net-card.winner { 
	border-color: var(--green); 
	background: var(--green-lt); 
}

.net-card-type { 
	margin-bottom: .5rem;
	font-size: 1rem;
	line-height: var(--lh-13);
}

.net-card-num { 
	font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
    margin-bottom: 1rem;
}

.net-card-breakdown { font-size: 1rem; }


@media (min-width: 992px) { 
	.compare-grid,
	.net-wrap { 
		grid-template-columns: 1fr 1fr; 
	}

    .col { 
        border-right: 2px solid var(--blue-lt);
    }

    .winner-banner {
      gap: .5rem;
    }
}

@media (min-width: 1400px) {
	.winner-savings { 
		font-size: 1.25rem; 
	}

    .hst-toggle-text span { font-size: 1.125rem; }
}






/* ------------------------------------------------------------------------ Mortgage Calculator*/

/* STEP INDICATOR */

.steps-nav {
  display: flex;
  justify-content: center;
  gap: 0;
  position: relative;
  max-width: 40rem;
  margin: 0 auto 3rem auto;
}

.step-dot {
  display: flex;
  flex-direction: column;
  align-items: center;
  flex: 1;
  position: relative;
  cursor: pointer;
}

.step-dot:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 1.5rem;
  left: 50%;
  width: 100%;
  height: 2px;
  background: var(--blue-lt-50);
}

.step-dot.done:not(:last-child)::after { background: var(--pink-lt); }

.step-circle {
  width: 3rem; 
  height: 3rem;
  border-radius: var(--br-50);
  background: var(--blue-lt-50);
  border: 2px solid var(--blue);
  display: flex; 
  align-items: center; 
  justify-content: center;
  font-weight: var(--fw-700);
  color:  var(--black);
  transition: var(--standard-transition);
  position: relative; 
  z-index: 1;
}

.step-dot.active .step-circle {
  background: var(--pink);
  border-color: var(--pink);
  color: var(--blue-dk);
  box-shadow: 0 0 0 .375rem var(--pink-lt);
}

.step-dot.done .step-circle {
  background: var(--pink);
  border-color: var(--pink);
  color: var(--blue-dk);
}

.step-dot.done .step-circle::after {
  content: '✓';
}

.step-dot.done .step-num { display: none; }
.step-label {
  font-weight: var(--fw-500);
  color:  var(--black);
  margin-top: .5rem;
  text-align: center;
  line-height: var(--lh-13);
}

.step-dot.active .step-label { color:  var(--black); }

.step-dot.done .step-label { color: var(--black); }


/* STEP PANELS */
.step-panel { display: none; }

.step-panel.active { display: block; animation: slideIn 0.35s ease; }

@keyframes slideIn {
  from { opacity: 0; transform: translateY(12px); }
  to { opacity: 1; transform: translateY(0); }
}

.section--calculator--mortgage-calculator .container .container {
  max-width: 100%;
  margin: 0;
  padding: 0;
}

/* CARD */
.section--calculator--mortgage-calculator .card {
    box-shadow: var(--bs-blue-lt);
    margin: 0 .5rem 3rem 0;
    border: 2px solid var(--black);
    background-color: var(--orange-lt);
    border-radius: var(--br-lg);
    padding: var(--card-p-lg);
}

.step-heading {
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    margin-bottom: 1.5rem;
    line-height: var(--lh-11);
    color: var(--blue-md);
    font-size: clamp(1.5rem, 1.3725rem + 0.5229vw, 1.875rem);
    margin-bottom: .5rem;
}

.step-sub {
    margin-bottom: 3rem;
    font-size: 1rem;
}

input::-webkit-outer-spin-button,
input::-webkit-inner-spin-button { -webkit-appearance: none; }


/* SLIDER ROW */
.slider-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 1rem;
  align-items: center;
  margin-top: 1rem;
}

.slider-val {
  font-size: 1rem;
  font-weight: var(--fw-700);
  color: var(--blue-md);
  min-width: 4rem;
  text-align: right;
}

input[type="range"] {
  width: 100%;
  height: .5rem;
  border-radius: var(--br-pill);
  background: var(--orange);
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
  padding:0;
  border: 0;
}

input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 1.5rem; 
  height: 1.5rem;
  border-radius: var(--br-50);
  background: var(--blue-md);
  box-shadow: 0 2px 8px rgba(0,0,0,0.4);
  transition: transform 0.15s;
  border: 3px solid white;
}

input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.1); }

/* DP QUICK OPTIONS */
.quick-opts {
  display: flex;
  gap: .5rem;
  flex-wrap: wrap;
  margin-top: 1rem;
}

.quick-opt {
  padding: .25rem .75rem;
  border: 1px solid var(--grey-md);
  border-radius: var(--br-pill);
  background: transparent;
  font-weight: var(--fw-500);
  cursor: pointer;
  transition: all 0.15s;
}

.quick-opt:hover { 
    border-color: var(--black);
    color: var(--black); 
}
.quick-opt.active { 
    background: var(--pink); 
    border-color: var(--pink); 
    color: var(--blue-dk);
    font-weight: var(--fw-700);
}


/* INFO BOX */
.section--calculator--mortgage-calculator .info-box {
    margin: 1.5rem 0 3rem 0;
    display: flex;
    gap: .5rem;
    font-size: 1rem;
}

.section--calculator--mortgage-calculator .info-box .icon { 
    font-size: 1rem; 
    flex-shrink: 0; 
}

.section--calculator--mortgage-calculator .info-box strong {
    margin: 0 0 .5rem 0;
    font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
    display: block;
    display: flex;
    align-items: center;
    gap: .5rem;
}

/*.info-box.teal { background: var(--teal-pale); color: var(--teal); }

.info-box.gold { background: var(--gold-pale); color: var(--gold); }

.info-box.red { background: var(--red-pale); color: var(--red); }

.info-box.yellow { background: var(--yellow-pale); color: var(--yellow); }*/




/* NAVIGATION BUTTONS */

.btn-back {
    display: inline-block;
    text-decoration: none;
    color: var(--blue-dk);
    transition: var(--standard-transition);
    background-color: transparent;
    border: 2px solid var(--grey-md);
    border-radius: var(--br-pill);
    margin: 1rem 0 .5rem 0;
    padding: .875rem 1.5rem;
    cursor: pointer;
    font-weight: 700;
    box-shadow: none;
    line-height: var(--lh-13);
}

.btn-back:hover { 
    color: var(--blue-dk);
    background-color: var(--pink);
    border-color: var(--pink);
    filter: brightness(110%);
    box-shadow: var(--bs-btn-pink);
}


.btn-next {
    display: inline-block;
    text-decoration: none;
    color: var(--blue-dk);
    transition: var(--standard-transition);
    background-color: var(--pink);
    border-color: var(--pink);
    border-radius: var(--br-pill);
    border: 0;
    margin: 1rem 0 .5rem 0;
    padding: .875rem 1.5rem;
    cursor: pointer;
    font-weight: 700;
    box-shadow: none;
    line-height: var(--lh-13);
}

.btn-next:hover {
    color: var(--blue-dk);
    background-color: var(--pink);
    border-color: var(--pink);
    filter: brightness(110%);
    box-shadow: var(--bs-btn-pink);
}


/* STEP 3 ADVANCED TOGGLE */
.advanced-toggle {
  display: flex;
  align-items: center;
  gap: .5rem;
  font-size: 1rem;
  font-weight: var(--fw-700);
  cursor: pointer;
  margin-bottom: 1rem;
  user-select: none;
}
.advanced-toggle svg { transition: transform 0.2s; }

.advanced-toggle.open svg { transform: rotate(90deg); }

.advanced-section { 
    display: none;
    margin-bottom: 2rem;
}

.advanced-section.open { display: block; animation: slideIn 0.25s ease; }

/* DIVIDER */
.divider {
  height: 2px;
  background: var(--grey-md);
  margin: 1.5rem 0;
}

/* ===== RESULTS ===== */

/* VERDICT BANNER */
.verdict {
    box-shadow: var(--bs-blue-lt);
    margin: 0 .5rem 3rem 0;
    border: 2px solid var(--black);
    background-color: var(--orange-lt);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    display: flex;
    gap: 1rem;
    align-items: flex-start;
}

.verdict.green { background:var(--green) }

.verdict.yellow { 
    background:var(--yellow);
    color: var(--black);
}

.verdict.red { background:var(--red) }

.verdict-icon { font-size: 2rem; line-height: 1; }

.verdict-text {}

.verdict-headline {
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    margin-bottom: 1.5rem;
    line-height: var(--lh-11);
    color: var(--white);
    font-size: clamp(1.5rem, 1.3725rem + 0.5229vw, 1.875rem);
    margin-bottom: .5rem;
}

.verdict-body {
    font-size: 1rem;
    color: var(--white);
}

/* MONTHLY BREAKDOWN CARD */

.monthly-card {
    margin: 0 0 3rem 0;
    border: 2px solid var(--black);
    border-radius: var(--br-md);
    color: var(--black);
    background-color: var(--white);
    overflow: hidden;
    background-color: var(--orange-lt);
}

.monthly-header {
  background: var(--blue-md);
  color: var(--white);
  padding: var(--card-p-md);
}

.monthly-label {
    font-size: 1.25rem;
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-13);
    margin-bottom: 1rem;
}

.monthly-big {
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    font-family: var(--font-family);
    font-size: clamp(2rem, 1.7451rem + 1.0458vw, 2.75rem);
    margin-bottom: 1rem;
}

.monthly-sub {
    margin-bottom: 0;
    font-size: 1rem;
    line-height: var(--lh-13);
}

.monthly-mortgage-only {
    background-color: rgba(143, 160, 216, .2);
    padding: 1rem;
    border-radius: var(--br-xs);
    width: 12rem;
    font-size: 1rem;
    margin: 1.5rem 0 .5rem 0;
}

.monthly-mortgage-only strong {
    font-weight: var(--fw-700);
    margin-bottom: .5rem;
    line-height: var(--lh-11);
    color: var(--white);
    font-family: var(--font-family);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
}

.monthly-mortgage-only div:first-child[style] {
    font-size: 1rem !important;
    color: var(--white) !important;
    letter-spacing: 0 !important;
    text-transform: none !important;
    margin-bottom: .5rem !important;
}

.monthly-mortgage-only div:last-child[style] {
    font-size: .875rem !important;
    color: var(--white) !important;
    margin-top: 0 !important; 
}


.bd-bar {
  width: 1rem; 
  height: 1rem; 
  border-radius: var(--br-50);
  flex-shrink: 0;
  margin-right: 1rem;
}

.bd-bar[style] {
    background: var(--pink) !important;
}

.bd-info { flex: 1; }

.bd-name {
    font-weight: var(--fw-700);
    font-size: 1rem;
}

.bd-name span[style] {
    font-size: .75rem !important;
    color: var(--blue-dk) !important;    
    background: var(--orange-lt) !important;
    padding: .125rem .5rem !important;
    border-radius: .25rem !important;
    font-weight:600 !important;
    display: inline-block;
    font-weight: var(--fw-700);
    text-transform: uppercase;
    margin-bottom: .5rem;
    vertical-align: middle;
}

.bd-amount {
  font-size: 15px;
  font-weight: 700;
  color: var(--text);
}



/* CMHC EXPLAINER */
.cmhc-explainer {
    margin: 1.5rem 0 2rem 0;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    color: var(--black);
    background-color: var(--white);
}

.monthly-card .cmhc-explainer {
    margin:var(--card-p-md);
}

.cmhc-explainer p {
    font-size: 1rem;
}

.cmhc-explainer strong { font-weight: var(--fw-700); }

.cmhc-explainer .cmhc-title {
    margin: 0 0 1rem 0;
    font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
    display: block;
    display: flex;
    align-items: center;
    gap: .5rem;
}

/* LENDER LENS */
.lender-card {
    color: var(--black);
    background-color: var(--white);
    font-size: 1.125rem;
    margin: 3rem 0px;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
}

.lender-title {
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    margin-bottom: 1.5rem;
    line-height: var(--lh-11);
    color: var(--blue-md);
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
    margin-bottom: 1rem;
}

.ratio-item {
  margin-bottom: 1rem;
}

.ratio-item:last-child { margin-bottom: 0; }

.ratio-top {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
}

.ratio-name { 
    font-weight: var(--fw-700);
    font-size: 1rem; 
}

.ratio-explain { 
    font-size: 1rem; 
}

.ratio-num { 
    font-size: 1rem; 
    font-weight: var(--fw-700); 
}

.ratio-track {
  height: .5rem;
  background: var(--grey-md);
  border-radius: var(--br-pill);
  overflow: hidden;
  position: relative;
  margin: .5rem 0;}

.ratio-fill {
  height: 100%;
  border-radius: var(--br-pill);
  transition: width 0.6s cubic-bezier(0.4,0,0.2,1);
}

.ratio-plain {
  font-size: .875rem;
}

.c-green { color: var(--green); }
.c-yellow { color: var(--yellow); }
.c-red { color: var(--red); }
.f-green { background: var(--green); }
.f-yellow { background:  var(--yellow); }
.f-red { background: var(--red); }


/* BIG PICTURE */
.big-picture {
    color: var(--black);
    background-color: var(--white);
    font-size: 1.125rem;
    margin: 3rem 0px;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
}

.big-title {
    margin: 0 0 1rem 0;
    font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
}

.big-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  padding: 0;
  gap: 12px;
}

.big-row:last-child { border-bottom: none; padding-bottom: 0; }

.big-left {     
    font-size: 1rem;
} 

.big-left strong { 
    display: block; 
    font-weight: var(--fw-700); 
}

.big-right {
    font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
    text-align: right;
    flex-shrink: 0;
}
.big-right.red { color: var(--red); }
.big-right.gold { color: var(--gold); }
.big-right.teal { color: var(--green); }

/* COMPARE TOGGLE */
.section--calculator--mortgage-calculator .compare-wrap {
    color: var(--black);
    background-color: var(--white);
    font-size: 1.125rem;
    margin: 3rem 0px;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: 0;
    overflow: hidden;
}

.compare-header {
  background-color: var(--orange-lt);
  padding: 1.5rem var(--card-p-md);
}

.compare-header-title {
    margin: 0;
    font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
}

.toggle-switch {
  display: flex;
  align-items: center;
  gap: .5rem;
  font-size: 1rem;
  font-weight: var(--fw-700);
  cursor: pointer;
  margin-top: 1rem;
}

.toggle-pill {
  width: 3rem; 
  height: 1.75rem;
  border-radius: var(--br-pill);
  background: var(--grey-md);
  position: relative;
  transition: background 0.25s;
}
.toggle-pill::after {
  content: '';
  position: absolute;
  top: .125rem;
  left: .125rem;
  width: 1.5rem; 
  height: 1.5rem;
  border-radius: var(--br-50);
  background: var(--white);
  transition: transform 0.25s;
}

.toggle-switch.on .toggle-pill { background: var(--blue-md); }

.toggle-switch.on .toggle-pill::after { transform: translateX(1.125rem); }


.compare-body { padding: 0; }

.compare-cols {
  display: grid;
  grid-template-columns: 1fr;
  border-top: 2px solid var(--black);
  border-bottom: 2px solid var(--black);
  background-color: var(--white);
}

.compare-col {
    padding: var(--card-p-sm) var(--card-p-md);
}

.compare-col:last-child { border-right: none; }

.compare-col-label {
  font-size: 1rem;
  font-weight: var(--fw-700);
  margin-bottom: 1rem;
}

.compare-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 2px solid var(--blue-lt);
    padding: 1.125rem 1rem;
    font-size: 1rem;
    font-weight: var(--fw-500);
}

.compare-item:last-child { border-bottom: none; }

.compare-item strong { 
    font-weight: var(--fw-700);
}

.compare-savings {
  padding: 1rem var(--card-p-md);
  font-size: 1rem;
  font-weight: var(--fw-700);
  color: var(--blue-md);
  font-weight: var(--fw-500);
  background: var(--green-lt);
  text-align: center;
}

.compare-hidden { display: none; }


/* STRESS TEST */
.stress-card {
      color: var(--black);
    background-color: var(--white);
    font-size: 1.125rem;
    margin: 3rem 0px;
    border: 2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
}

.stress-title {
    margin: 0 0 1rem 0;
    font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
}

.stress-body p {
  font-size: 1rem;
}

.stress-number {
    font-size: clamp(1.25rem, 1.1225rem + 0.5229vw, 1.625rem);
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
}

/* CTA */
.cta-card {
    background-color: var(--white);
    border-radius: var(--br-md); 
    margin: 0;
    border:  2px solid var(--black);
    border-radius: var(--br-sm);
    padding: var(--card-p-md);
    color: var(--black);
    background-color: var(--white);
    text-align: center;
    box-shadow: var(--bs-orange-lt);
}

.cta-card h3 {
    margin-top: 0 !important;
    margin-top: 2rem !important;
    font-size: clamp(1.5rem, 1.3088rem + 0.7843vw, 2.125rem);
    margin-bottom: 1rem;
    font-family: var(--font-family-heading);
    font-weight: var(--fw-700);
    line-height: var(--lh-11);
    color: var(--blue-md);
}

.cta-main {
    display: inline-block;
    text-decoration: none;
    color: var(--blue-dk);
    transition: var(--standard-transition);
    background-color: var(--pink);
    border-color: var(--pink);
    border-radius: var(--br-pill);
    border: 0;
    margin: 1rem 0 .5rem 0;
    padding: .875rem 1.5rem;
    cursor: pointer;
    font-weight: 700;
    box-shadow: none;
    line-height: var(--lh-13);
}

.cta-main:hover {
    color: var(--blue-dk);
    background-color: var(--pink);
    border-color: var(--pink);
    filter: brightness(110%);
    box-shadow: var(--bs-btn-pink);
}

/* RESTART */
.restart-btn {
    display: block;
    text-decoration: none;
    color: var(--blue-dk);
    transition: var(--standard-transition);
    background-color: var(--orange);
    border: 2px solid var(--orange);
    border-radius: var(--br-pill);
    margin: 5rem auto;
    padding: .875rem 1.5rem;
    cursor: pointer;
    font-weight: 700;
    box-shadow: none;
    line-height: var(--lh-13);
}

.restart-btn:hover {
    color: var(--blue-dk);
    background-color: var(--orange);
    border-color: var(--orange);
    filter: brightness(110%);
    box-shadow: var(--bs-btn-orange);
}

.section--calculator--mortgage-calculator .disclaimer {
    margin-bottom:0;
}


/* RESPONSIVE */

@media (min-width: 576px) {
    .nav-btns {
        display: flex;
        gap: 1rem;
    }

    .bd-name span[style] {
        margin-left: .5rem;
        margin-bottom: 0;
    } 
}

@media (min-width: 992px) {
  .compare-cols { grid-template-columns: 1fr 1fr; }

  .compare-header {
      display: flex;
      justify-content: space-between;
      align-items: center;
    }

    .toggle-switch {
      margin-top: 0;
    }

    .compare-col {
        border-right: 2px solid var(--blue-lt); 
    }

    .monthly-header {
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 1.5rem;
    }

    .monthly-mortgage-only {
        margin-top:0;
    }
}

@media (min-width: 1400px) {
    .step-sub {
        font-size: 1.25rem;
    }

    .cmhc-explainer p,
    .verdict-body,
    .stress-body p,
    .big-left {
        font-size: 1.125rem;
    }

    .monthly-label {
        font-size: 1.5rem;
    }

    .monthly-sub,
    .compare-col-label,
    .toggle-switch {
        font-size: 1.25rem;
    }
}